What is Individual Dental Insurance?
Individual dental insurance helps pay for preventive, basic, and major dental care for those not covered by an employer plan. You can choose your own dentist and coverage level.
Covered Services:
Checkups & Cleanings
Fillings & Extractions
Crowns & Bridges
Root Canals
Orthodontics
Preventive & Major Care
FAQ
What does individual dental insurance cover?
Most plans cover preventive care, such as checkups and cleanings, as well as basic and major services like fillings, crowns, and root canals.
Can I use any dentist?
Many plans allow you to visit any dentist, but in-network dentists usually mean lower out-of-pocket costs.
Is orthodontic coverage included?
Some plans offer orthodontic benefits for children or adults. Review your policy for specific coverage and waiting periods.
Is there a waiting period?
Preventive services are often covered immediately, but major procedures may have waiting periods of up to a year.